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Changes in banking business model, entering new markets, switching traditional and classical systems' nature to electronic banking and entering digital banking, as well as the emergence of FinTechs and startups in the banking industry on the one hand and the lack of a comprehensive view and inclusive in the field of risk identification and control, on the other hand, increased the concern and risk of banks. What is certain is that the process and manner of change do not indicate a secure future.  Therefore, the present study aims to provide a comprehensive classification of types of risks in the Iranian banking industry. The statistical sample includes the number of thirty selected experts and risk experts in the banking industry who selected by sampling method based on systematic elimination. Twenty final indicators determined for risk classification in the banking industry from among 68 extractive components obtained from literature review, obtained by repeating the Delphi method three times in 1399-1400 period. The results showed that the proposed classification of banking risk includes financial risk, operational risk, economic risk, socio-political risk, compliance risk, and knowledge and technology risk. The validating results through the Delphi technique showed that Cronbach's alpha coefficient for the third round was equal to 0.899 and indicated that all indicators were significant and valid and there was a high level of consensus among experts.

Keywords: Capital adequacy risk, Credit risk, Liquidity risk, Market risk, Delphi technique

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