Volume 29, Issue 1 (2022)                   AIJH 2022, 29(1): 47-65 | Back to browse issues page

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Arjmand R, Najafizadeh A, sarlak A. Investigating the Effects of Risk Factors on Capital Adequacy Index in Iranian Banks. AIJH 2022; 29 (1) :47-65
URL: http://aijh.modares.ac.ir/article-31-51362-en.html
1- in Economics, Arak Branch, Islamic Azad University of Arak, Arak, Iran
2- Department of Economics, Islamic Azad University, Arak Branch, Arak Iran , Abbnaj@yahoo.com
3- Department of Economics, Islamic Azad University, Arak Branch, Arak, Iran
Abstract:   (1311 Views)
Changing the business model of banks, entering new markets, changing the nature of traditional and classic systems to digital banking and the emergence of fintechs and startups in the banking sector on the one hand and the lack of a comprehensive view in the field of identification and Risk control, on the other, have increased the concern and risk of banks. In this paper, using the standards of the Banking Supervision Committee, the effect of intra-bank and extra-bank risk factors by data panel econometric model on capital adequacy as an indicator of bank risk management in the period 2012-2018 in listed banks (10 banks) tested and analyzed. The results of the assumptions showed that all risk indicators studied have a significant effect on the capital adequacy of banks, in addition to the risk of balance sheet structure as shown in the financial crisis of 2007-2008, also threatened by macroeconomic risk.
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Article Type: مقالات علمی پژوهشی | Subject: Arts and Humanities (General)
Received: 2021/04/17 | Accepted: 2021/06/24 | Published: 2022/03/10

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